Payment Gateways

Razorpay vs PayU India

Both are payment gateways. The short answer: choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway; choose PayU India if you are e-commerce and education businesses with mixed payment methods.

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Razorpay logo RazorpayPayU India logo PayU India
Best forOnline businesses and startups wanting a developer-friendly gatewayE-commerce and education businesses with mixed payment methods
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Wide payment method support
  • Payment links without a website
  • Good developer documentation
  • Many payment options including EMI
  • Established provider
Watch out for
  • Fees and settlement terms vary by business type
  • KYC approval required
  • Onboarding and fees depend on business category
Visit RazorpayVisit PayU India

Which should you choose?

Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.