Payment Gateways
Razorpay vs Instamojo
Both are payment gateways. The short answer: choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway; choose Instamojo if you are micro businesses and creators selling without a full website.
Some links on this site are affiliate links. If you buy through them we may earn a commission at no extra cost to you. Our rankings are not for sale; sponsored placements are always labelled.
| Best for | Online businesses and startups wanting a developer-friendly gateway | Micro businesses and creators selling without a full website |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Yes | Yes |
| Categories | Payment Gateways | Payment Gateways, E-commerce Platforms |
| Strengths |
|
|
| Watch out for |
|
|
| Visit Razorpay | Visit Instamojo |
Which should you choose?
Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.
Instamojo: Payment links and a simple online store builder for small sellers.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.