Payment Gateways

PayU India vs Razorpay

Both are payment gateways. The short answer: choose PayU India if you are e-commerce and education businesses with mixed payment methods; choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway.

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PayU India logo PayU IndiaRazorpay logo Razorpay
Best forE-commerce and education businesses with mixed payment methodsOnline businesses and startups wanting a developer-friendly gateway
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Many payment options including EMI
  • Established provider
  • Wide payment method support
  • Payment links without a website
  • Good developer documentation
Watch out for
  • Onboarding and fees depend on business category
  • Fees and settlement terms vary by business type
  • KYC approval required
Visit PayU IndiaVisit Razorpay

Which should you choose?

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.