Khatabook vs Refrens (2026) — Which Is Better for Your Business?

Khatabook vs Refrens

Both are billing & invoicing software. The short answer: choose Khatabook if you are shopkeepers tracking customer credit (udhaar) and payments; choose Refrens if you are freelancers and agencies sending GST and export invoices.

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	Khatabook	Refrens
Best for	Shopkeepers tracking customer credit (udhaar) and payments	Freelancers and agencies sending GST and export invoices
Free plan	Yes	Yes
Pricing	See provider	See provider
Built for India	Yes	Yes
Categories	Billing & Invoicing Software	Billing & Invoicing Software, Accounting Software
Strengths	Very easy for first-time digital users Available in many Indian languages Payment reminders	Good for service businesses Multi-currency invoices for export clients Free tier to start
Watch out for	Not a full accounting system	Inventory features are basic
	Visit Khatabook	Visit Refrens

Khatabook

Refrens

Best for

Shopkeepers tracking customer credit (udhaar) and payments

Freelancers and agencies sending GST and export invoices

Free plan

Yes

Pricing

See provider

Built for India

Yes

Which should you choose?

Khatabook: Digital ledger app for recording credit, sending payment reminders and simple billing.

Refrens: Invoicing and accounting platform for freelancers and small businesses, with quotations, expenses and client management.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all billing & invoicing software compared.