Payment Gateways
Instamojo vs Razorpay
Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway.
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| Best for | Micro businesses and creators selling without a full website | Online businesses and startups wanting a developer-friendly gateway |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Yes | Yes |
| Categories | Payment Gateways, E-commerce Platforms | Payment Gateways |
| Strengths |
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| Watch out for |
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| Visit Instamojo | Visit Razorpay |
Which should you choose?
Instamojo: Payment links and a simple online store builder for small sellers.
Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.