Payment Gateways

Instamojo vs PayU India

Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose PayU India if you are e-commerce and education businesses with mixed payment methods.

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Instamojo logo InstamojoPayU India logo PayU India
Best forMicro businesses and creators selling without a full websiteE-commerce and education businesses with mixed payment methods
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesYes
CategoriesPayment Gateways, E-commerce PlatformsPayment Gateways
Strengths
  • Very quick to start
  • Payment links and free store builder
  • Many payment options including EMI
  • Established provider
Watch out for
  • Fewer advanced features for scaling
  • Onboarding and fees depend on business category
Visit InstamojoVisit PayU India

Which should you choose?

Instamojo: Payment links and a simple online store builder for small sellers.

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.