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Gratuity Calculator

Estimate the gratuity you are eligible to receive from your employer.

Results are estimates for illustration and do not guarantee returns. Actual returns depend on market conditions and the products you choose.

What is the Gratuity Calculator?

Employees covered under the Payment of Gratuity Act who have completed at least five years of continuous service are eligible for gratuity on leaving the organisation.

How it is calculated

Gratuity = 15 × last drawn salary × years of service ÷ 26 (subject to the statutory tax-free ceiling).

How to use it

  1. Move the sliders or type values into the boxes.
  2. The result and breakdown update instantly.
  3. Use the year-by-year view to see how your money grows.
  4. Book a free consultation to turn the estimate into a fund-by-fund plan.
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